crackers, remember that thousands of dollars you flushed down the toilent could have been building compound interest and be retired as a millionaire instead of on SS which will get you what $800 a month if you are lucky. Most people you see driving expensive cars are renting a lifestyle to keep up with the Jones. If there were to lose their job they would be a few months away from bankrupsy. Good bye new expensive car and good bye home. If you own your home and car free and clear, no one is going to take them away if you do lose your job. Dept = slave to your job .